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General Questions

A Brain&Paper virtual card is an electronic version of your credit card that is authorized only for online use. All details like the card number, the CVV and expiry date are visible to you online, via your email or online dashboard, and you may use this to carry out any online transaction.

A Brain&Paper virtual card lets you seamlessly transact from any location, without revealing details of your primary card to the vendors/merchants.

Brain&Paper virtual card is for anyone looking for a seamless online experience using a card that gets activated instantly. However virtual card details will be sent to your email on record and also available on the Online Dashboard only. No physical card would be sent.

You can apply for Brain&Paper virtual card in a few simple steps and get your card details on your Online Dashboard . Follow below steps to apply and get your virtual card details:

  • Visit brainandpaper.com
  • Login/Register an account.
  • Kindly complete your account profile (and KYC for higher limits)
  • Choose the amount you want to load on the virtual card.
  • Choose a preferred payment method based on your preferred currency.
  • Complete your payment at the checkout screen.
  • Get instant Approval in Principle*
  • Post successful payment validation, your Virtual card will be ready instantly. 
  • Log into your Online Brain&Paper Dashboard and get your virtual card details
  • Use your virutal card details for safe and secure online transactions

*Approval in Principle depends on customer declared information during account registration stage – Final approval is subject to validation of documentor account profile based facts provided during document collection or account creation stage.

You may use the card number and CVV to make online transactions, just like you would with a regular card. The steps to use the card online at any checkout point, are as below:
1. Enter the virtual credit card number
2. Enter the expiry date on your card
3. Confirm the OTP number sent to your mobile
4. Complete the transaction

You may use your virtual credit card for all online transactions, including but not limited to:
1. Travel-related booking like flights, hotel and car rentals
2. Paying for online shopping transactions at most sites
3. For online payments to Netflix, Google, Apple and more
4. Online utility bill payments, automated or ad hoc
5. Booking entertainment options like movie tickets

Verification Questions

You would need a government-issued identity card (ID) or Passport that is machine-readable and has both an issue as an expiry date.
Please make sure you provide a clear color image in JPG. The document must be valid (not expired). A Personal Identification Number (PIN) depending on your country of origin.

Payments Questions

Based on your country, we offer Bank Transfers, Alipay, Ideal, Bancontact, Przelewy24, and Cryptocurrency - Bitcoin.

No, we do not charge a monthly fee or membership fee for the use of our service.

Card Transaction Questions

Some merchants place a hold on the purchasing amount even when the order is not successful while the bank had approved the authorization request.

Please contact the merchant and ask them to reverse or refund the original authorization.

Your card is secured by 3D Secure Standard, often known by its branded names like Visa Secure, Mastercard Identity Check, which aims to reduce fraud and provide added security to online payments.

For your card to be enrolled for 3D Secure, you must provide a functional US telephone number. In order to be able to receive OTP prompts during card transactions.

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